I apologize if this post is more of a stream of consciousness, but it is something I just have to get out on the screen. I recently had a conversation (actually about an hour) ago with someone about money. The conversation was, in essence, if I would admit that I would have an aneurysm if I adopted a money philosophy similar to friends of ours. I have some friends who live in my home state who I know basically don’t save. Their money comes in and it goes out. They sometimes complain about money, but they also have a lot of fun with it. Their attitude toward money is basically Yolo! I find their lack of savings to be short-sighted and they will regret it later on. However, it is also their life and they can do what they want with it. My friend asked me if I would have a huge problem if Mrs. ROB adopted a similar monetary style and I said that I would be angry, but I guess it would be her life. And if that were to occur we would probably have to totally separate our finances.
However, when I said that I would have to live with it my friend couldn’t believe it. This person told me I would have more than a problem with it, but I would literally become sick because of it. I protested a little, but as the conversation went on it got me to thinking about if they were right. Would I become physically ill if I was related to a total spendaholic (Mrs. ROB is NOT one of those people)?
The point of this post is not necessarily that conversation, but it got me to thinking about how I express myself about money and how I talk about it. I am passionate about personal finance. I am passionate about helping people. I am passionate about wanting more people to learn about financial literacy. However, that passion also has a downside. Perhaps, I have become nothing but the Peanuts teacher. You know the one where she says, wah, wah, wah, wah?
I mean the personal finance blogosphere is full of people who think similarly to me. I love reading those blogs. But most Americans don’t necessarily think that way. Maybe my passion, nay obsession, with personal finance has gotten out of control? Maybe I need to shut up? Not necessarily in this blog (because I enjoy doing this) but maybe I just need to stop expressing myself vocally about money on anything and let people do what they want to do?
I mean I can’t stop them. I can’t necessarily change their minds. They are going to do what they want. And frankly people have the right to do what they want and make mistakes. That doesn’t mean I have to like it, but I think maybe I vocalize too much about money. I talk too much about it. I should just shut up. The passion I have for personal finance has revealed maybe a darker side of my personality. A person who is way too judgmental, arrogant, and frankly not a nice person.
I have a lot of work to do on myself with personal finance including a lot of the choices I make. Maybe my talking about money as much as I do and want to do (I think we should talk about it more) but I need to shut up about it more. I don’t know if my attitude is arrogance or not, but I have this horrible realization that it is and that it sickens me. I might have taken this way too far to the point that I sound like the Peanuts teacher.
Maybe it is time (and I am not sure I can I am not always good at holding my tongue) to stop talking about this subject in public. Right now I just don’t have a good feeling about how the way I have handled conversations about others with money. No one has ever said anything, but I can understand if others have wanted to do. For me this is a terrible realization to have and I feel like an arrogant fucking jerk.