Guest Post: Tips on Financial Management for Everyone

Guest Post: Tips on Financial Management for Everyone

Disclaimer: From time to time I have some really smart people write guest post for this blog. I love having others contribute their ideas to this little corner of the personal finance world. Today, we have a guest post from Jennifer Scott (jenniferscott1390@gmail.com). Take it away Jennifer. Putting some time aside to manage your money can be such a beneficial pastime. In addition to helping you manage your bills and not having to live paycheck to paycheck, you can also…

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The ROB Blog’s Profits Revealed

The ROB Blog’s Profits Revealed

I got into writing this blog just under three years ago because I wanted a forum where I could write about my experience paying off debt and potentially help others with personal finance. Helping others with their finances had become an important part of my life as I was trying to improve my own. I also started this blog because my wife was tired of listening to me drone on about financial topics so this was a way for me…

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I Feel Like I Am in a Funk

I Feel Like I Am in a Funk

I wish the title of this post stated that I feel funky. As Mrs. ROB would say that wouldn’t work either because I have no rhythm at all, which is true. But I don’t know what it is lately, but I feel in a funk. I don’t feel myself. I feel trapped. I feel like I can move and/or go anywhere. I feel like my life is a bit out of control. Part of that is our continuing and ongoing…

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College Students You Need to Pay Attention to Your Finances

College Students You Need to Pay Attention to Your Finances

A meeting with a student today inspired this blog post. So I was meeting with this student who was wanting to add a 2nd major for her stay at my university. We got to talking and I asked her why did she want to have a 2nd major. She gave a pretty good reason. However, the more I looked and the more we discussed her future it was apparent that she didn’t need our major. In fact, she could graduate…

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Guest Post: Balance Your Social Life and Finances-10 Ways to Save Money When Eating Out

Guest Post: Balance Your Social Life and Finances-10 Ways to Save Money When Eating Out

*From time to time I will have really smart people (often much smarter than I am) write a guest post for this blog. Today, we have Adriana over at Money Journey Today. Adriana has an excellent post on how to save money when you are eating out (something we do too much of in the ROB household). Saving money and trying to be as frugal as possible on a daily basis can be a good thing. However, frugality can take…

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Change the World But Use the System to Your Advantage

Change the World But Use the System to Your Advantage

I am privileged to have a job where I get to argue for a living. It is great. I get to have some really in-depth intellectual debates with colleagues and students from across the country. I often get into very intense conversations with my colleagues at my university. In particular, I have a colleague where we often debate the economy and retirement. We “argue” but it is always done civilly. And this person is one of my closest colleagues at…

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What Does It Mean To Be Broke?

What Does It Mean To Be Broke?

I am sure that all of us have said, at one time or another, that we can’t do anything because we are “broke.” For most of us this is nothing but a colloquial phrase we use when we don’t have money to do something or we need to curtail our spending. However, there are other times when I hear people talking and it comes with greater meaning. For example, Dave Ramsey advises everyone pay off their debts before doing anything…

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What Are Your Financial Dream(s)?

What Are Your Financial Dream(s)?

I hope that all of us dream a bit. We dream of becoming a world star athlete or the President of the United States (ok, maybe that is only me). Maybe we dream about becoming an actor or someone who was featured on MTV Cribs. We all, hopefully, have dreams that can be grandiose but potentially could happen. Last week I asked what you would do with an extra $100,000? So this week I want to ask what is/are your…

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Financial Tip Friday: Don’t Take Financial Advice from Broke People

Financial Tip Friday: Don’t Take Financial Advice from Broke People

The title of this post seems like it should be self-explanatory. We shouldn’t take financial advice from people who don’t have any money. However, do you know someone who tries to give everyone advice even when they don’t know much about that subject? Have you ever taken financial advice from someone and later regretted it? Do you listen to people who you shouldn’t listen to, including loved ones? I am sure all of us have answered yes to one of…

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