Public Service Loan Forgiveness Storm Clouds, Part 2

Public Service Loan Forgiveness Storm Clouds, Part 2

A few weeks ago I wrote about the potential for storm clouds surrounding Public Service Loan Forgiveness. A program that Mrs. ROB and I are enrolled in that we can use to combat our student loan debt. The initial controversy stemmed from lawyers who worked at certain non-profit organizations but those organizations weren’t classified as 501 3(c)s, which were the specific non-profits covered by PSLF. Apparently, these lawyers were told that their jobs were initially covered by PSLF, but then…

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What Are Your Financial Dreams?

What Are Your Financial Dreams?

The last year has been somewhat of a tough one for the ROB household. As many readers know, Mrs. ROB and I are actively trying to have a family. Our initial IVF treatment was successful, but Mrs. ROB unfortunately miscarried so you can imagine what Mother’s Day was like for her. Our 2nd round didn’t go as well. So we are starting another round and it was recommended that Mrs. ROB/we join a group where couples/particularly women can go, talk about…

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My Advice to New College Graduates: Live Like a College Student

My Advice to New College Graduates: Live Like a College Student

The end of the school year is always bittersweet for me. On the one hand, I get to watch several students graduate who I have become close with over the past few years. On the other, my world is much sadder that they are gone. It is also the time when commencement speakers will offer all kinds of advice to upcoming graduates. So consider this my version of a commencement address to my students on personal finance. My Advice to…

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Want a New Financial Future? Own Your Past

Want a New Financial Future? Own Your Past

In some respects this post is like a Dr. Phil episode. I fully admit I watch Dr. Phil every once in a while because I am fascinated by the stories. Frankly, if your life isn’t a Dr. Phil, Maury, or Jerry Springer episode can life be really that bad? The truth is it can, particularly financially. A lot of us make New Year’s resolutions regarding personal finance, but we don’t follow through with them for a variety of reasons. In…

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Book Review: Strangers In Our Own Land by Arlie Russell Hochschild

Book Review: Strangers In Our Own Land by Arlie Russell Hochschild

A few months ago one of my colleagues wanted me to review Arlie Russell Hochschild’s book A Stranger In Our Own Land for our faculty magazine. I think the book helps to explain narratives that seems incongruent with each other: why do white working class people vote against their interests? I highly recommend you read it. Here is my review of the book: Can We Bridge America’s Political Divide? Ever since the election of Donald Trump pundits, policymakers, and politicians…

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Parents: 10 Things to Consider Before Taking Out PLUS Student Loans

Parents: 10 Things to Consider Before Taking Out PLUS Student Loans

One of the great or perhaps unfortunate things about my commute is that I get to tune in for some full-length NPR programming. I especially love Tom Ashbrook’s show On Point. In fact, he seems to be inspiring a lot of blog posts lately. Anyway, I was listening to a recent segment on a growing segment of student loans that is becoming more worrisome. Specifically, parents who are taking out loans to pay for their children’s higher education. I won’t…

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Are You Feeling Job Locked?

Are You Feeling Job Locked?

Do you ever get to a point in your career or your job that you feel like you are locked into it? You feel like you cannot leave, but you want may want to for a variety of reasons. I am not necessarily talking about myself, but I have had conversations with friends that as we get older we might want to do other things with our lives and/or we feel like we can’t do so because of the money/stability…

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Nationalism vs. Globalism–The Movie

Nationalism vs. Globalism–The Movie

I hope you will forgive me for not writing about personal finance today, although this post does certainly impact the global financial markets and our individual portfolios. When I started this blog about 2 1/2 years ago I did say that I would be tracking my personal finance progress, offer articles about tips regarding personal finance, and I would throw in a political blog post every now and then. For the most part, 99% of my posts have been about…

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More House Repairs

More House Repairs

In earlier posts I alluded to some home repairs that need to be done. Over the past two years, we have done small things to our house. We have replaced our dishwasher, refrigerator, dryer, remediated mold from a water leak, and added insulation. Plus, we bought all new furniture for the house, refinanced our mortgage, and tried to figure out our future house repairs will be. Our latest home repair is something we have been talking about for a while and…

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How To Protect Your Portfolio From a Big Stock Market Decline

How To Protect Your Portfolio From a Big Stock Market Decline

  Reader Note: From time to time this blog will post guest posts. Today I have a great post from Troy over at Market History. You can obtain more sage wisdom over at his blog. Markets adhere to cycles because the stock market is ultimately tied to the state of the economy. Economic expansions and contractions have cycles as well. Economic expansions in the U.S. have historically lasted 5-10 years. We are currently in year 8 in this economic expansion….

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