I Splurge on Christmas and I Don’t Care

I Splurge on Christmas and I Don’t Care

I have noted my affinity for personal finance blogs, particularly people like Mr. Money Mustache, who has a huge following. In fact, there is a language that the blog has all of its own. For example, there is often talk about if something is very “Mustachian.” Spending $50k on a Mercedes when you could write a bike to work or walk is not very “Mustachian.” I would tend to agree. I think buying new cars is often a dumb move. Debt, in general, is a dumb move. I think frugality, in general, is a better way. Better to save and pay for something then put it on a credit card and put yourself into deeper debt slavery. Something, I unfortunately, have experienced in the past.

The idea of frugality and the like is a common item in the personal finance world. And there is nothing wrong with that. As I said intellectually I agree with them. However, during the holiday season I totally admit I am not very “Mustachian” I am in fact a spender. I like buying gifts. I like going out. I like seeing plays. And even though I am trying to accelerate my debt payoff and the like I am ok with being a little spendy at Christmas time.

The average person at Christmas will spend about $830 on Christmas presents. Now I am not sure if that is combined for everything or each person. However, I can tell you right now that Mrs. ROB and I have spent more money on that regarding Christmas (including everything).

Part of the reason for this spendiness is that we have a variety of extended family. I often will send my brother, sister, or parents, tickets for some event or send them a wine/food basket. I find that those presents are better because they both provide an experience, but at the same time they aren’t the cheapest in the world.

Additionally, we have a niece and nephews who we don’t get to see that much so we send them gifts and spend a little bit of money on them.

However, when it comes to Mrs. ROB, I do splurge on her a bit. I mean putting up with me for the past 7 years deserves some kind of penance right? (ha, ha). Well, part of that is trying to get her things I know she wants.

I mean I am not talking thousands of dollars, but I do like getting her some cool stuff for the holidays.

Maybe in the future it will change. This Christmas we talked about buying something for the house and setting a limit for how much we spent on each other. That didn’t last long. And we both went over the limit.

Maybe we will be one of those couples who takes a trip to a tropical island for Christmas to escape the winter cold and that will be our Christmas present.

I try to save money in a variety of ways, but when it comes to Christmas I am just not there yet. And frankly I don’t care. I say have a little fun, as long as you can afford it, and give to your family.

Happy Holidays to Everyone!


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