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Small Ways to Improve Your Finances in 2018

Small Ways to Improve Your Finances in 2018

2017 is almost over. It has been a really interesting year in the ROB household both good and bad. Financially, the good things have been:1) I maxed out my 403b for the second time; 2) We got Mrs. ROB started on her retirement savings; 3) I had an article featured in Rockstar Finance; 4) We got to be on TV regarding the new tax bill; 5) I continue to pay down debt and save without really adding any new debt;…

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We Are on CBS This Morning

We Are on CBS This Morning

While I have not publicly revealed Mrs. ROB’s name to my audience anyone who follows my blog on Facebook will know who she is. Mrs. ROB (Amber) and I were interviewed by CBS This Morning to determine how the tax bill might affect us. Amber, who used to be a former TV producer, got to get back in the old TV groove again when the crew was in our house. And, as always, she gets the best and final word….

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My Summer Study Tour to Greece

My Summer Study Tour to Greece

This isn’t the best way to do this, but I thought I would send out an early invitation to my students, alumni, our faculty, and staff who read this blog (and/or my other social media). I am leading a study tour to Greece and the initial flyer has been printed. If you are interested this is going to be a great trip. And my colleague, Ilias Tomazos who will be our true tour guide, is one of the most dynamic…

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What Would You Do With an Extra $100,000

What Would You Do With an Extra $100,000

Every year Money magazine has an issue or a specific article or two dedicated to the idea of what you would do with an extra $1000, $10,000 or $100,000. It is easy to think about specific things we would do with an extra $1000 or $10,000. In fact, most of us might actually do one thing. For example, if I had an extra $1000 I would probably just save it or pay down some debt. I wouldn’t divide up the…

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I Quit Drinking Soda

I Quit Drinking Soda

A few months into this blog I started doing different monthly challenges. For example, I would challenge myself to finish an article, go to the gym, etc. You can read some of them if you would like. However, I got away from them because well I just didn’t feel like posting them anymore. While those challenges were often about personal finance they were often about health and fitness as well. The truth is that I am an overweight, 43 professor,…

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Do You Have a Money Disorder?

Do You Have a Money Disorder?

All of us have some kind of problem with money. Some of us don’t have enough, some might have too much. Some might not manage it well. Some might not manage it all. People disagree about spending, saving, credit, how to raise their children with money, etc. Everyone has some potential issue with money. I ran across an article in Psychology Today a bit ago asking if people have a money disorder. I took the survey they give and almost…

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More House Repairs

More House Repairs

In earlier posts I alluded to some home repairs that need to be done. Over the past two years, we have done small things to our house. We have replaced our dishwasher, refrigerator, dryer, remediated mold from a water leak, and added insulation. Plus, we bought all new furniture for the house, refinanced our mortgage, and tried to figure out our future house repairs will be. Our latest home repair is something we have been talking about for a while and…

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A Debt Decision

A Debt Decision

A few days ago I posted my financial goals for 2017. I also reviewed my goals for 2016 and how I failed on about 1/2 of them. One of the goals for 2016 was figure out what to focus on. In other words, should I focus on paying down debt, saving for retirement, saving in general. I have a good deal of trouble of focusing on one specific item because I want to try to do things all at once….

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Some Basic Travel Tips

Some Basic Travel Tips

Yesterday, we returned from South Africa. I learned a lot from the trip both good and bad. I do promise a summary of some of those lessons in the future, but it has been over a week since I last put up a blog post. So I thought I would share with you the travel tips I gave the students BEFORE we went to South Africa and then offer a couple of lessons from these tips. Some of these tips…

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