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Category: How I Got Here

Learning to Be Good Enough

Learning to Be Good Enough

This is an updated post from over a year ago, but it seems appropriate considering where my head is at the moment. Please comment below. It is amazing how small conversations have an impact on you. Maybe they impact me more than others, but there are small but innocuous conversations that occur that can change the course of my life; a conversation I had in 1999 with my mentor was one such example. He asked me why I wasn’t going…

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Conquering the Fear of Missing Out (FOMO)

Conquering the Fear of Missing Out (FOMO)

The people who know me know that I am not a technologically gifted person. I fully admit that Mrs. ROB is head and shoulders ahead of me in this realm. Hell, I didn’t even get a smart phone until October of 2016. The fact that I was able to follow directions and create this blog is somewhat of a minor miracle. One of the great modern wonders of technology is our connection to social media. Here, I am also somewhat…

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Want a New Financial Future? Own Your Past

Want a New Financial Future? Own Your Past

In some respects this post is like a Dr. Phil episode. I fully admit I watch Dr. Phil every once in a while because I am fascinated by the stories. Frankly, if your life isn’t a Dr. Phil, Maury, or Jerry Springer episode can life be really that bad? The truth is it can, particularly financially. A lot of us make New Year’s resolutions regarding personal finance, but we don’t follow through with them for a variety of reasons. In…

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Book Review: Strangers In Our Own Land by Arlie Russell Hochschild

Book Review: Strangers In Our Own Land by Arlie Russell Hochschild

A few months ago one of my colleagues wanted me to review Arlie Russell Hochschild’s book A Stranger In Our Own Land for our faculty magazine. I think the book helps to explain narratives that seems incongruent with each other: why do white working class people vote against their interests? I highly recommend you read it. Here is my review of the book: Can We Bridge America’s Political Divide? Ever since the election of Donald Trump pundits, policymakers, and politicians…

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Using a HELOC as an Emergency Fund

Using a HELOC as an Emergency Fund

I have come to somewhat of an epiphany/understanding of my monetary self over the past few weeks. Part of this revelation was due to some recent financial trouble that we have had. That trouble stemmed from unexpected expenses that caused me, for the first time, in over 18 months to carry forward a balance on the rewards credit card that I use. In my past I have racked up credit card. Sometimes lots of it. I think right before I…

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March 2017 Debt Repayment Update

March 2017 Debt Repayment Update

Over the past year I have tried to track my progress of paying off debt in quarterly updates. At the beginning of 2015 I had a total of $264000 in debt which included three primary debts: our mortgage, a personal loan, and my student loan. My goal for 2015 was to pay off 10% of my debt, which I was able to accomplish. I was also able to pay off a huge tax bill and our HEAT loan for 2015….

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Teachers and Talking About Money, Part II or My Contributions to the Issue

Teachers and Talking About Money, Part II or My Contributions to the Issue

A few months ago I wrote a blog post about teachers and money. I wanted to talk a little bit more about that subject and update what I am going to try to do on the subject. Readers of this blog know that I am a college professor. Mrs. ROB is a college professor. My brother and his wife are teachers. My best friends are teachers/college professors. And I teach at one of the best universities in the country for…

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Why Early Retirement Isn’t For Me

Why Early Retirement Isn’t For Me

The personal finance blogosphere is full of great writers and wonderful blogs. So much so that I consider myself a bit of a personal finance nerd. It is not unusual for me, in a weekend, to devour a couple dozen blog posts, write two of my own, listen to personal finance radio shows like Dave Ramsey or Ric Edelman, and watch YouTube videos of people who have paid off their debt. I even will listen to a podcast or look…

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Miscarriages and Men

Miscarriages and Men

So based upon the title many of you can probably guess what this post is about. I hope you will forgive me in going to a bit of the personal and not a finance topic today. I am writing this with the full knowledge and permission of Mrs. ROB. It has been a tough few weeks for us and it is one of the reasons why I haven’t posted as much on this blog and really haven’t done any writing at…

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Feeding the Financial Trolls

Feeding the Financial Trolls

I don’t know what it is about me but I get sucked in by random things on the internet. You see I am one of those people who will comment on articles that you can find on the net. Now don’t worry I am not a troll, but I have to admit I am probably guilty in feeding them. Maybe it is because I teach and write about argumentation, but I feel compelled at some level to do battle with…

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