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Category: Frugality

Our Overstock Mattress–A Great Investment

Our Overstock Mattress–A Great Investment

This post was inspired by the fantastic blogging couple the Frugalwoods. If you want to take inspiration about how to live a frugal lifestyle, but do it with some verve and inspiration their blog is pretty awesome. Anyway, a few weeks ago they provided an update on their “Amazon” mattress. They got a fantastic deal on a king-size mattress and only paid $279 for it. Mrs. ROB and I did not get the same deal as the Frugalwoods, but we…

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I Splurge on Christmas and I Don’t Care

I Splurge on Christmas and I Don’t Care

I have noted my affinity for personal finance blogs, particularly people like Mr. Money Mustache, who has a huge following. In fact, there is a language that the blog has all of its own. For example, there is often talk about if something is very “Mustachian.” Spending $50k on a Mercedes when you could write a bike to work or walk is not very “Mustachian.” I would tend to agree. I think buying new cars is often a dumb move….

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The Myth of Black Friday

The Myth of Black Friday

In about a week and half millions of Americans will have finished their turkey dinner, watching football, and being with their loved ones to continue an all too familiar tradition for Americans: Black Friday. Black Friday is really a misnomer because more and more retailers are opening late on Thanksgiving day. Toys-R-Us will be open at 4pm, Target at 6pm, and a whole host of other stores will be open. My mother-in-law, bless her heart, has to work on Thanksgiving….

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The Results of My $200 Budget Experiment

The Results of My $200 Budget Experiment

A couple of weeks ago I put out a goal of only spending $200 on food and entertainment while Mrs. ROB was busy visiting her family. The results after she was gone for two weeks was a total spending of $264.02. Now before you go thinking that I didn’t meet my goal I actually did. That $264 was my TOTAL spending for the full two weeks. That $264 included $53 on gas and $20 for a co-payment for a doctor…

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A Personal Financial Lesson

A Personal Financial Lesson

For almost a year now I have been writing about a variety of topics regarding personal finance. I have discussed how I got here (Part I, II, and III), investing tips, embarrassing financial mistakes, and a variety of other subjects. I also read a lot of other people’s blogs and personal finance stories to draw inspiration, learn lessons, and also what not to do. When I started this blog it was primarily about sharing my personal finance journey with the…

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74 Months For a Car Loan, Are We Nuts?

74 Months For a Car Loan, Are We Nuts?

Last week when I was driving into work with Mrs. ROB we listened to report on NPR (yes, we listen to NPR every morning and evening) about how the average car loan had ballooned to 74 months. My first reaction to this news in my head was what are people thinking? Why in god’s name would we put ourselves in debt on something that goes DOWN in value? Truth is I know why many people opt for those long-car loans….

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Last Night’s Target Run

Last Night’s Target Run

On Tuesdays and Thursdays, Mrs. ROB and I don’t get home from work until later in the evening. We both work in the same place and while she gets done earlier I have some commitments that I have to keep up with. Anyway, while we were going home we decided to make a Target run. Now Mrs. ROB and I primarily go to Target for toiletries, cleaning supplies, toilet paper, etc. And as most people know it is typically cheaper…

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American Dream Inflation

American Dream Inflation

I recently came across an article and video from Yahoo Finance title “What’s Holding Back the Middle Class? Look In Your Closet” and for whatever reason it really set me off. Forgive this post because it is going to be a bit of a rant. Let me start by saying that I believe many in the middle-class have been getting screwed for a while. The median income in the United States hasn’t grown for years, perhaps decades. People seem to…

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Not Having a Thing

Not Having a Thing

A few nights ago Mrs. ROB and I were out with some friends having dinner. We had a great time with some great people. Sometime during the night the dinner conversation turned to the subject of money. More specifically, the subject on money was about shopping. That night I learned a few things. I learned that many of the people seated at the table had a “thing” that they indulged in when it came to shopping. That thing could be…

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How My Wife Saved Us Over $50,000

How My Wife Saved Us Over $50,000

I am still on a family vacation, but I feel like I have neglected this blog and want to get back into some normal writing. Next week I will be back to posting a couple of times a week and I hope to post some year end updates of where we are financially and the like. Anyway, one of the great things about the holiday season is that you get to visit family. And of course most of them haven’t…

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