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Category: Financial Updates

Bathroom Repairs Update

Bathroom Repairs Update

Well, it has been a few days since I wrote about the little bathroom problem we had in our house. And we have an update and some good news. So just a bit of a recap. About 2 weeks ago Mrs. ROB noticed some white powdery substance on a wall near our bathroom. It turns out that powdery substance was mildew/mold that was caused, we suspected at the time, by a water leak. We didn’t know where the leak was…

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2017 3rd Quarter Debt Repayment Update

2017 3rd Quarter Debt Repayment Update

The end of the 3rd quarter for 2017 has arrived and I guess it is time for another debt payment update. If you search debt payment updates you can find my previous discussions there. Here are my current totals at the end of the 3rd Quarter of 2017: 1) Mortgage: $171,025 168,780.16 166,320.16  162,762.77 161,020 $157,210 $155,120 $152,750$149,489 146,580 143,027 $139,885 2) Student Loan: $65,959.39  $65,188.58 64,427.07 63,657.24 63,392 62,903 $62,426  $61,910$61, 371 $60,800 $60,221 $59,617 3) Personal Loan: $27931.41  $25,401.80 $17,484.39 14,169.27 10,994 7,186 $0 4) Car Loan: $21,655 19,919 18,151 $16937 5) Credit Card 1: $3700 $1000 Total: $264,915.80 $259,113.61  $248,231.62  $240,589.28 $235,406 $227, 229 $217,546$210,860  $203,248 ($222,403) $216,439 This quarter I have paid off $5964….

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Another Housing Blues Post

Another Housing Blues Post

Over the past 3 years I have chronicled some of the fun stuff we have had with home ownership. Generally, I think owning a house can be a good idea. People who want to build wealth often own some kind of home. However, that doesn’t necessarily mean that home ownership is a cheaper option, particularly if you have a lot of home repairs. Over the past three years, we have had to do, what seems to be too many repairs…

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It’s My Blogaversary

It’s My Blogaversary

This morning I realized that last week (September 22nd) marked my 3rd year blogaversary. I can’t believe it has been 3 years since I have been posting on personal finance issues. Each year this blog grows a little larger (the last 3 months have been the best this blog has ever had). I just want to thank all of you who have shared this journey with me. I want to thank you for reading my articles, my rants, my debt…

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My Interview with My Strategic Dollar

My Interview with My Strategic Dollar

Hey everyone, A little while ago a fellow personal finance blogger asked me if I would like to be part of his interview series. The series is called “Dollars and Debts” over at My Strategic Dollar. Well, the interview came out today and if you are interested go over and check it out. I would also encourage you to check out Lance’s blog at My Strategic Dollar. It has some great information and he is just a really good guy….

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The ROB Blog’s Profits Revealed

The ROB Blog’s Profits Revealed

I got into writing this blog just under three years ago because I wanted a forum where I could write about my experience paying off debt and potentially help others with personal finance. Helping others with their finances had become an important part of my life as I was trying to improve my own. I also started this blog because my wife was tired of listening to me drone on about financial topics so this was a way for me…

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Financial Tip Friday: Don’t Take Financial Advice from Broke People

Financial Tip Friday: Don’t Take Financial Advice from Broke People

The title of this post seems like it should be self-explanatory. We shouldn’t take financial advice from people who don’t have any money. However, do you know someone who tries to give everyone advice even when they don’t know much about that subject? Have you ever taken financial advice from someone and later regretted it? Do you listen to people who you shouldn’t listen to, including loved ones? I am sure all of us have answered yes to one of…

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An ROB Household Dirty Budgeting Secret

An ROB Household Dirty Budgeting Secret

Generally, Mrs. ROB and I are somewhat financially healthy. We have money in investments, our home will be paid off in 10 years (if not sooner), we generally have more money coming in then going out, but we also live paycheck to paycheck like most Americans. Part of this is because Mrs. ROB’s income is a little unusual because she works at multiple campuses. Mine is more steady, but I do make more money during the summer doing extra duties,…

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Public Service Loan Forgiveness Blues and Student Loan Face Punches

Public Service Loan Forgiveness Blues and Student Loan Face Punches

I have chronicled my student loan journey on this blog for the past couple of years. At first, I wasn’t in favor of doing Public Service Loan Forgiveness (see here, here). Then I finally saw the light and I enrolled. I even created a presentation about it for other folks that needed help (in other words I did a total 180). Mrs. ROB is also enrolled in PSLF even though she teaches part-time at multiple institutions. So our current problem…

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2nd Quarter 2017 Debt Repayment Update

2nd Quarter 2017 Debt Repayment Update

 Hey everyone! My apologies for being MIA for the past week or so, but I was presenting some research in the United Kingdom and just didn’t have time to post. However, my summer can start to get back to normal sort of. I have a lot of updates that I need to do on a variety of subjects, which I hope to do in the next couple of weeks, but one of those updates is how my debt payoffs are…

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