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Author: Jason

Jason is a professor, academic writer, and a personal finance newbie. Although he comes late to the game of becoming financial independent he is passionate about helping others learn from his mistakes, manage their finances, and living a fulfilling life.
Guest Post: Your 5-step Guide to Get Started with Saving!

Guest Post: Your 5-step Guide to Get Started with Saving!

*From time to time, someone from the personal finance blogosphere will reach out to this blog and ask to write a guest post. Today, we have James Paul over at Basic Finance Care. He has some basic steps on how one can think about saving for the future.  “Saving” is a word which often makes us worry about. We are tired of hearing it from our elder generations to learn to save. With the onset of overpricing, costs keep adding…

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Learning the Money Language

Learning the Money Language

Happy New Year to everyone. My apologies for not posting last week (at least someone checked in on me thank you Paul) but my laptop was on the fritz, I had a couple of advising sessions before school, and I decided to take the week to relax before the semester starts within a week or so. I hope everyone who reads this had a wonderful holiday season. And as I was thinking about different money goals for the coming year…

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Financial Goals for 2018

Financial Goals for 2018

Every year I try to hit different financial goals. If you go look at my last post you will see that I didn’t do the best with my financial goals for 2017. I accomplished a couple of them depending on how you measure them, but I would like to do a better job in trying to get our financial house in order. So here are my financial goals for 2018. First, pay down 10% of my debt. My debt currently…

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2017 Fourth Quarter Debt Repayment Update

2017 Fourth Quarter Debt Repayment Update

The end of the 4th quarter for 2017 has arrived and I guess it is time for another debt payment update. If you search debt payment updates you can find my previous discussions there. Here are my current totals at the end of the 4th Quarter of 2017: 1) Mortgage: $171,025 168,780.16 166,320.16  162,762.77 161,020 $157,210 $155,120 $152,750$149,489 146,580 143,027 139885  $135,668 2) Student Loan: $65,959.39  $65,188.58 64,427.07 63,657.24 63,392 62,903 $62,426  $61,910$61, 371 $60,800 $60,221 $59,617  $59,142 3) Personal Loan: $27931.41  $25,401.80 $17,484.39 14,169.27 10,994 7,186 $0 4) Car Loan: $21,655 19,919 18,151 $16937 $14,552 5) Credit Card 1: $3700 $1000 Total: $264,915.80 $259,113.61  $248,231.62  $240,589.28 $235,406 $227, 229 $217,546$210,860  $203,248 ($222,403) $216,439  $209,362 This quarter I have paid…

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Small Ways to Improve Your Finances in 2018

Small Ways to Improve Your Finances in 2018

2017 is almost over. It has been a really interesting year in the ROB household both good and bad. Financially, the good things have been:1) I maxed out my 403b for the second time; 2) We got Mrs. ROB started on her retirement savings; 3) I had an article featured in Rockstar Finance; 4) We got to be on TV regarding the new tax bill; 5) I continue to pay down debt and save without really adding any new debt;…

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We Are on CBS This Morning

We Are on CBS This Morning

While I have not publicly revealed Mrs. ROB’s name to my audience anyone who follows my blog on Facebook will know who she is. Mrs. ROB (Amber) and I were interviewed by CBS This Morning to determine how the tax bill might affect us. Amber, who used to be a former TV producer, got to get back in the old TV groove again when the crew was in our house. And, as always, she gets the best and final word….

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Should You Invest in Individual Stocks?

Should You Invest in Individual Stocks?

I have always been interested in personal finance and money. I remember I wrote a really crappy essay in high school called “Money Rules the World.” I would actually read about the stock price of my dad’s company in our local newspaper. Before I started college one of the professions I investigated was becoming a stock broker (I don’t think they even exist anymore). I watched the Dow Jones climb during the 80s and 90s and wished I could join….

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This Journey Has Never Been About the Money

This Journey Has Never Been About the Money

A couple of days ago I was talking with some folks and one person remarked that I seem really preoccupied with money. In fact, when she read my blog (and apparently they read regularly) they noted it was always about how to save more or get out of debt or whatever and it connoted for them the image that I am “obsessed” with money. I admit I probably did the German Shepard stare where I cocked my head to one…

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Wineries, Wineries, and More Wineries

Wineries, Wineries, and More Wineries

One of the things that I have grown to love over my years of travel is good food and good wine. In fact, I fancy myself a bit of a tour guide when it comes to wineries, particularly in our local area. One of the first things Mrs. ROB and I did when she came to visit me when we first started dating was doing some wine tasting. Apparently, no one had ever taken her before. So I instantly scored…

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