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Month: January 2018

Guest Post: Your 5-step Guide to Get Started with Saving!

Guest Post: Your 5-step Guide to Get Started with Saving!

*From time to time, someone from the personal finance blogosphere will reach out to this blog and ask to write a guest post. Today, we have James Paul over at Basic Finance Care. He has some basic steps on how one can think about saving for the future.  “Saving” is a word which often makes us worry about. We are tired of hearing it from our elder generations to learn to save. With the onset of overpricing, costs keep adding…

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Learning the Money Language

Learning the Money Language

Happy New Year to everyone. My apologies for not posting last week (at least someone checked in on me thank you Paul) but my laptop was on the fritz, I had a couple of advising sessions before school, and I decided to take the week to relax before the semester starts within a week or so. I hope everyone who reads this had a wonderful holiday season. And as I was thinking about different money goals for the coming year…

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Financial Goals for 2018

Financial Goals for 2018

Every year I try to hit different financial goals. If you go look at my last post you will see that I didn’t do the best with my financial goals for 2017. I accomplished a couple of them depending on how you measure them, but I would like to do a better job in trying to get our financial house in order. So here are my financial goals for 2018. First, pay down 10% of my debt. My debt currently…

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2017 Fourth Quarter Debt Repayment Update

2017 Fourth Quarter Debt Repayment Update

The end of the 4th quarter for 2017 has arrived and I guess it is time for another debt payment update. If you search debt payment updates you can find my previous discussions there. Here are my current totals at the end of the 4th Quarter of 2017: 1) Mortgage: $171,025 168,780.16 166,320.16  162,762.77 161,020 $157,210 $155,120 $152,750$149,489 146,580 143,027 139885  $135,668 2) Student Loan: $65,959.39  $65,188.58 64,427.07 63,657.24 63,392 62,903 $62,426  $61,910$61, 371 $60,800 $60,221 $59,617  $59,142 3) Personal Loan: $27931.41  $25,401.80 $17,484.39 14,169.27 10,994 7,186 $0 4) Car Loan: $21,655 19,919 18,151 $16937 $14,552 5) Credit Card 1: $3700 $1000 Total: $264,915.80 $259,113.61  $248,231.62  $240,589.28 $235,406 $227, 229 $217,546$210,860  $203,248 ($222,403) $216,439  $209,362 This quarter I have paid…

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