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Month: November 2017

A Little Financial Perspective Is Sometimes Needed

A Little Financial Perspective Is Sometimes Needed

This past semester has been tough. And I apologize lately if my blog posts have appeared a bit on the whiny side. I sometimes get lost in the moment of the situation and don’t look at the forest and only see the trees. I was rummaging around some old papers today and I found something from February 2013 that provided me a little perspective on where we have gone financially over the past 4 1/2 years or so. Before I…

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Becoming a Finance Instructor

Becoming a Finance Instructor

I have blogging on personal finance issues for over 3 years and actively reading personal finance blogs for well-over 4 years. Writing the blog has certainly helped me keep track of my own personal finances, but one unforeseen outcome has been my love of helping others with their own. Over the past year I have been able to help at least a dozen other people with student loans, investing, and the like. And every time I get to help someone…

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What the ROB’s Are Getting Each Other For Christmas

What the ROB’s Are Getting Each Other For Christmas

Happy Belated Thanksgiving to everyone. If you are reading this this early then somehow you have recovered from your turkey coma. We had a fairly laid back Thanksgiving and spent it would a couple of friends. Mrs. ROB whipped up some of her famous deserts and it was delicious. We spent the rest of the day calling family and watching football.  If I really had my way this year Mrs. ROB and I would’ve been abroad for Christmas, like we…

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Being Thankful This Holiday Season

Being Thankful This Holiday Season

The holiday season is upon us. Normally, I love this time of year. I love everything to do with Christmas and like. I make no bones about the fact that I like to buy gifts for people at Christmas and I am ok with that. This year Mrs. ROB and I are doing gift giving a little differently, something I will expand in a later post. Although I love Christmas and the holiday season something about this year seems a…

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What Is a Stock Market Crash?

What Is a Stock Market Crash?

For whatever reason I love watching really weird YouTube videos. Lately, I have been fascinated by people who claim that there are secret bank accounts held by the Federal Reserve that are in each of our names. Of course there are no secret accounts, but that doesn’t mean I am not fascinated by these videos and why people think this way. A corollary to these videos are those that are predicting doom and gloom in the stock market. These prognosticators…

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When Is It Time to Leave?

When Is It Time to Leave?

For the record I am NOT leaving my job. I have no plans on leaving my job. Certainly, there are things I don’t like about my job, but who doesn’t have that problem. Besides I kind of have a golden handcuffs situation at my current position. I have been promoted as high as I can go and I make a decent living doing so. If I were to leave it would have to be the right situation. However, what is…

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Product Review–Digit

Product Review–Digit

*While I have affiliate links on this page (look under Other Good Stuff for things I endorse) I am NOT getting paid by this company. This review is just from my own experience (although I wouldn’t mind being an affiliate). Do you have trouble saving money? Even small amounts? That is apparently true of most Americans because 70% of us live paycheck to paycheck. Most people don’t have the cash to take care of a $400 emergency. So how can…

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Why I Switched to Fidelity–Updated Post

Why I Switched to Fidelity–Updated Post

*Note: This post was originally published in 2014, but based upon the recent hullabaloo with TIAA-CREF I thought I would update it a little. This post is meant to generate discussion regarding the right investment provider with the right investment products for your personal financial situation. Choosing your investment provider is one of the most important decisions people make as they move to financial independence. I mentioned in an earlier post that I am not going to be “buying back”…

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Getting Rid of the Joy Thief

Getting Rid of the Joy Thief

President Theodore Roosevelt once stated that “comparison is the thief of joy.” Now I know that many other people have cited this quotation before in other blog posts, self-help learning guides, etc, but for whatever reason I had never come across it until a couple of weeks ago. And for the past couple of weeks it has really stuck in my head. I have chronicled on this blog my journey to financial independence, paying off debt, etc. But I think…

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How Much Is Your Car Costing You?

How Much Is Your Car Costing You?

Who doesn’t love that new car smell? And who doesn’t like the idea of owning a brand new car? I have written a couple of different posts on car ownership. I have provided what my specific philosophy is for buying a car. Moreover, I provided a rant about the length of car loans a couple of years back. But I think an even better way to think about car buying is what are the costs associated with it. Now I…

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