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Month: August 2017

Don’t Raid Your Retirement Accounts

Don’t Raid Your Retirement Accounts

Let’s be honest, we all run into a bad patch financially once in a while. We might lose our jobs, have extra expenses that we didn’t see coming, increased debt because of an illness or death in the family or sometimes we just plain overspend. In these situations, our immediate impulse is to get out of the jam as quickly as possible and if we don’t have the money saved in an emergency fund one of the impulses that people…

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Best Mutual Funds for Socially Conscious Investing

Best Mutual Funds for Socially Conscious Investing

This blog has truly been an adventure. Originally, I started this blog to keep myself in check and track my progress to financial independence. I have been somewhat successful over the past few years in reducing debt and increasing my overall net worth. A wonderful side benefit of this blog is that I get e-mails asking for my advice. Those e-mails have increased over the past couple of months. Now it isn’t a lot. I get maybe 10-15 per week…

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I Quit Drinking Soda

I Quit Drinking Soda

A few months into this blog I started doing different monthly challenges. For example, I would challenge myself to finish an article, go to the gym, etc. You can read some of them if you would like. However, I got away from them because well I just didn’t feel like posting them anymore. While those challenges were often about personal finance they were often about health and fitness as well. The truth is that I am an overweight, 43 professor,…

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Building Wealth? Own a Home

Building Wealth? Own a Home

I have written on this blog a number of times about my housing blues. We have certainly done our share of home repairs over the three years we have been home owners. In fact, I think we have spent at least $15000 in just the past three years on new insulation, appliances, mold remediation, and other small items. That, of course, doesn’t include buying furniture and other things we did to our house. There are also all kinds of future…

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Thinking About Law School? Rankings Matter

Thinking About Law School? Rankings Matter

Over the next couple of months I think I am going to write a few blog posts on college education in America. This comes certainly from my perspective, but I have been a college educator for over 2 decades now and I have worked closely as a transfer and first-year academic advising fellow (in addition to my teaching duties) for the past 5 years. Therefore, I have given hundreds of presentations to students about what to expect in their undergraduate…

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