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Month: December 2016

Holiday Hiatus and Guest Posts

Holiday Hiatus and Guest Posts

Well it is the holiday season again and if you are like me you are overwhelmed with family visits, trying to catch up on sleep, and even work. For me, this season is especially stressful because I don’t really get a break. I just drove back from seeing my family in my home state. While it was great to see everyone I felt like I had to cram everyone into a short time frame and really didn’t get to enjoy…

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I Splurge on Christmas and I Don’t Care

I Splurge on Christmas and I Don’t Care

I have noted my affinity for personal finance blogs, particularly people like Mr. Money Mustache, who has a huge following. In fact, there is a language that the blog has all of its own. For example, there is often talk about if something is very “Mustachian.” Spending $50k on a Mercedes when you could write a bike to work or walk is not very “Mustachian.” I would tend to agree. I think buying new cars is often a dumb move….

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Should I Change My Investments for 2017?

Should I Change My Investments for 2017?

I am a big believer in socking away as much money as you can for retirement. If I could put 50% of my income away I would. However, I can’t because financially it would impede my ability to pay….well, my bills. However, I am able to put a nice chunk of money away every year and every year I try to increase it. For 2017, I am not trying to decrease the amount of my money I say, but I…

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Are 94 Million People Out of Work?

Are 94 Million People Out of Work?

Last week, as it does every first Friday of the month, the November jobs report came out. And it was pretty good. Unemployment is at 4.6%, over 175,000 jobs were created, and the U-6 unemployment rate (what some call the real unemployment rate) was down to 9.3%. There have been 74 months of job growth, much better than what we had in 2008. All of those are good numbers. However, like any good numbers there also some negatives. One of…

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Paying for Extra Household Expenses

Paying for Extra Household Expenses

The year 2016 has not been a very good one for the ROB household, financially and emotionally. We have had appliance breakdowns (read here,┬áhere, and here), we started our IVF journey (read here, here, and here) and actually got pregnant, but suffered a miscarriage a few weeks later. Luckily, we were able to get away a short-time later, but there are moments when it is still very hard for both of us. We try to socialize with others, but in…

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