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Month: August 2016

Get Your Credit Score Free!

Get Your Credit Score Free!

Remember a couple of years ago those commercials for freecreditreport.com. ¬†You had the catchy jingle and it made it seem so easy to get your credit report and score. Here are all nine commercials for your viewing pleasure. .The problem with Free Credit Report.com is that it wasn’t really free. Yes, you could get a copy of your credit report, but if you want the score you had to sign up for the service, which cost you like $14 a…

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Four Semester Goals

Four Semester Goals

Please excuse if this post isn’t totally about personal finance. However, it is that time of year again and school is about to begin. Some people lament the end of summer. I love it. I love students coming back to my university, seeing new students, colleagues, staff, and just greater possibilities for the coming year. One of my saddest times of the year is when graduation occurs because I may never see some of these amazing young people again. So…

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Socially Conscious Investing

Socially Conscious Investing

This post was inspired by two things. First, two months ago there was the tragic mass shooting in Orlando. I saw a number of posts on social media where people were trying to divest their interests from gun stocks. As I noted in a post on Facebook most of my friends had nothing to worry about because the vast majority of mutual funds, including most index funds, don’t invest in gun companies because those companies market capitalization (meaning the size…

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More Bills Than Money

More Bills Than Money

For an educator there are often times during the year when money can be a little short. I have written here before about how January and June are our worst months financially. Ironically, June turned out to be an ok month this year. Because of leap year it throws off the calendar for paychecks a bit. In June, typically, I will get a “normal” paycheck and then get another one filled with extra money because of extra things I do…

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Financial Tip Friday: Take the 52 Week Savings Challenge

Financial Tip Friday: Take the 52 Week Savings Challenge

Time for another version of Financial Tip Friday. Sorry I have been away for a while, but I have been doing other writing and took a little break. But I am back and I have some fun posts coming up in the next few months. So here is my latest Financial Tip Friday. Let’s face it many Americans are struggling. More than 70% of Americans live paycheck to paycheck, including Mrs. ROB and myself. In a recent survey, 50% of…

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Declaring My Financial Independence Day

Declaring My Financial Independence Day

Financial independence, as I have written here before, is my ultimate goal. I think I am well on my way, but I have never put down when I think that will happen. I have thought about what my number would be, but I have never put down a date. Even Steven Money has a tab on his blog where he has had dozens of people declare their financial independence date. Some of those dates are years away, some will be…

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My Tribute to Zach

My Tribute to Zach

A little over six years ago my personal life felt like it was spinning out of control. I was in a marriage where I was really miserable. I felt isolated because I really couldn’t confide in any friends. I didn’t really go out much. The only outlet I had was work and you can only work so much. I was just lonely. For whatever reason I decided that it was a good time in my life to volunteer. I had…

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Presidential Elections and Investing

Presidential Elections and Investing

Unlike most of the personal finance blogosphere I am a political junkie. I love talking about it, writing about it, speculating about it, and I just love politics. Aristotle once called it the “master art.” To me it is still the master art. You can’t ever get away from politics. It is one of the most important subjects out there today, but yet we don’t want to discuss it (similar to money issues). Part of my love and my observation…

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