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Month: June 2016

Rethinking the Idea of Work

Rethinking the Idea of Work

If you are like me you have been disturbed by the politics of the past week, if not the past year. The Brexit vote, the drumbeat of declinism in the United States, the resurgence of xenophobia in France, Austria, the Netherlands, the UK, the U.S., and other places, and the constant threat of terrorism from groups like ISIS, make it seem like the world is coming apart. I wholeheartedly reject that idea. However, the values that I hold dear: diversity,…

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Financial Lessons From My Parents

Financial Lessons From My Parents

Like many American families my parents are pretty traditional middle-class or at least that is how I would define them. As I think about the way I grew up I think about the various financial lessons, both dos and don’ts, from both of my parents. My Parents Financial Background My parents grew up in rural parts of the Midwest. Both my parents grew up in towns of less than 200 people. My mom grew up on a farm and my…

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June 2016 Debt Repayment Update

June 2016 Debt Repayment Update

Over the past year I have tried to track my progress of paying off debt in quarterly updates. At the beginning of 2015 I had a total of $264000 in debt which included three primary debts: our mortgage, a personal loan, and my student loan. My goal for 2015 was to pay off 10% of my debt, which I was able to accomplish. I was also able to pay off a huge tax bill and our HEAT loan for 2015….

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Teachers and Talking About Money

Teachers and Talking About Money

Just a little under two years ago I started this blog as a means to keep myself accountable financially and also to hopefully educate others. One of the things that frustrates me about American culture and culture in general is our reluctance to talk about money. Americans are obsessed with money, spending, getting rich, debt, etc, but it is one of those topics you aren’t supposed to talk about. That is especially true for certain professions, particularly for teachers. I…

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Finances and Fertility, Part II

Finances and Fertility, Part II

So a few months ago I wrote about our struggle with fertility and our desire to have children. I chronicled our initial journey¬†here and here. I have also opined where I would go from here with regard to our finances. I noted that I need to curtail my financial obsession and even have to accept the fact that our debt could be here for a while. With that I discussed what I would do with potentially any extra money? Do…

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Retirement Advice from Last Week Tonight with John Oliver

Retirement Advice from Last Week Tonight with John Oliver

I love watching comedy shows dedicated to political satire. John Oliver’s Last Week Tonight might be one of the best because of the depth he puts into one particular issue. Last week he focused on debt and forgave over $15 million in medical debt. This week focused on retirement plans. One of the goals of this blog is certainly education. And if I can’t convince you to save for retirement maybe John Oliver can. This article from CNBC does a…

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Learning to Live With Debt

Learning to Live With Debt

Over the last couple of weeks I have been doing a lot of reflecting on our financial position, where we should go from here, trying to make adjustments to our student loans, and just reflecting on things in life. Those reflections haven’t necessarily been bad, but a cold reality has started to sink in. I think we might have to just have to get used to living with debt. What Do I Mean By Living With Debt Over the past…

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