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Month: November 2015

What Does It Mean to Be Rich?

What Does It Mean to Be Rich?

So I was out getting some gas this morning, listening to a Sunday financial talk show, which I have a penchant to do. And their intro song was Calloway’s 90s hit “I Wanna Be Rich.” Now I won’t bore you with all of the lyrics or my singing, which sounds like a cat being strangled. However, Calloway says, in his chorus, “I want money, lots and lots of money, I want the pie in the sky, I wanna be rich.”…

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Financial Tip Friday: Got Old Books? Donate Them to Charity

Financial Tip Friday: Got Old Books? Donate Them to Charity

It is the time of year when a lot of you are thinking about the holidays, presents, food, being with family and of course TAXES. Ah taxes. That lovely word will be much more ominous in the next few months. The past two years I have had to the give the government a large chunk of money. Three primary reasons for this: First, Mrs. ROB’s employment, while she makes money equivalent to a full-time employee, is between two to three…

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Giving Thanks This Holiday Season

Giving Thanks This Holiday Season

I am sure that many of you who read this blog will see a number of posts of how one is thankful for the coming holiday season. This post is no different from theirs because I have a lot to be thankful for. So I hope you will indulge me over the next few lines. First, I am thankful for Mrs. ROB. She adds constant joy in my life. I love her to death. I have loved her for a…

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Conference Spending Hangover

Conference Spending Hangover

I know that many of you who read this blog were waiting with bated breath for a Financial Tip Friday or other personal finance post last week. I am sorry I didn’t post anything but I was away on business, specifically I was presenting research at a conference in Las Vegas. Now before anybody starts reading into….ooooh….Las Vegas let me say that Vegas is fine, but it really isn’t my scene. I mean I gamble every once in a while….

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The Myth of Black Friday

The Myth of Black Friday

In about a week and half millions of Americans will have finished their turkey dinner, watching football, and being with their loved ones to continue an all too familiar tradition for Americans: Black Friday. Black Friday is really a misnomer because more and more retailers are opening late on Thanksgiving day. Toys-R-Us will be open at 4pm, Target at 6pm, and a whole host of other stores will be open. My mother-in-law, bless her heart, has to work on Thanksgiving….

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Professorial Advice to My Students: RELAX

Professorial Advice to My Students: RELAX

At my university it is that time of year again when my students are worried about finals, picking classes for next year, and some of them are graduating. To those that are graduating or will graduate it is bittersweet. I have watched these young people for 4, 5, or even 6 years grow and become wonderful young adults. I have grown quite close to some of them and some of them I even socialize with outside of the classroom, which…

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Guest Post: Survey Information from College Students

Guest Post: Survey Information from College Students

This post is a GUEST POST from the credit site Credit Sesame on a recent survey they conducted with 400 college students. As a side note, credit sesame is similar to other websites where you can track your credit, your debts, and other items.  College tuition is already climbing towards record-setting levels, but as reported by a new survey from Credit Sesame Millennials aren’t in search of other education alternatives trusting that the pay back down the road is definitely…

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Financial Tip Friday: Discipline, the Hardest Part of Personal Finance

Financial Tip Friday: Discipline, the Hardest Part of Personal Finance

One of the things that I struggle with a few aspects of my life is discipline. In fact, I struggle with that probably the most in two areas: food and personal finance. Probably my biggest problem with food is that I don’t discipline myself to a certain diet or types of food. I have never been good at it. I figured that if I weightlift and go to the gym enough that I will just automatically lose the weight. Well…

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We Need to Mandate Retirement Savings

We Need to Mandate Retirement Savings

This may come as a surprise to most people but I only get once finance magazine at home: MONEY. In the past I have bought or subscribed to a number of magazines for the articles and advice, but I keep coming back to MONEY magazine. By this time in my personal finance life I can’t say that I get a whole lot of it except for some inspirational articles and/or interviews. This last issue they did an interview with Dr….

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November Monthly Challenge

November Monthly Challenge

It is that time of the month again, which means I review how the previous month went with my challenges. Here were October’s Challenges: Clean up our yard and put away all Spring/Summer items for the fall and winter.–PARTIAL SUCCESS, I put away a number of items, but because of warm weather kept the air conditioners out even though we don’t use them now. Finish the conference paper–MASSIVE FAILURE. I have barely started on it. I have three more weeks,…

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