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Month: August 2015

Financial Independence Explained by the Music of Dewey Cox

Financial Independence Explained by the Music of Dewey Cox

One of the most underrated comedies, in my opinion, of the last 10 years is a biopic parody called Walk Hard: The Story of Dewey Cox. It is a parody of films like Walk the Line and Ray. At the end of the movie, Dewey sings his epic song “Beautiful Ride.” If you add a replace a couple of words in their about the subject of money Dewey essentially gets what financial independence is all about, particularly this line: “Cause…

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Financial Tip Friday: How Much Should You Save?

Financial Tip Friday: How Much Should You Save?

The last two weeks the stock market has been on a roller coaster. If you are like me you have watched it with acute interest. We are up one day and down the next. All of this volatility hasn’t changed my plan at all. I didn’t sell any investments or anything. I actually wish I had more money to deploy so I could buy some of these items that are on sale. That is ok because I know that in…

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An Investing Rant

An Investing Rant

I hope you will forgive me on this post but I just needed to get some of these thoughts on paper. These ideas are not directed to anyone specifically I know but rather is a more general sentiment to a lot of comments that I see at the end of articles, on Facebook, Twitter, etc. I have made no bones about the fact that I believe investing is one of the primary, if not primary, means that the regular person…

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Pay No Attention to the Doomsday Stock Market Headlines

Pay No Attention to the Doomsday Stock Market Headlines

if you have paid any attention the financial news the past week some of you might have heard that the stock market had its worst week in about two years. Officially, the Down Jones is in correction territory (it is down 10% from its highs), the Nasdaq is down about 8% and the S&P is down about 7%. If you would have read the headlines you would have thought that we were headed for a doomsday situation. There words in…

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Financial Tip Friday: Resolving Old Debts

Financial Tip Friday: Resolving Old Debts

Do you have an old bill that you still owe? Did you not pay your credit cards and now collectors are coming after you? Is your credit score destroyed because of these old debts? If the answers to any of these questions is yes then you are not alone. Millions of Americans have bad debts that they still carry with them. These debts maybe someone got in over their head and couldn’t pay them. It could be that you lost…

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A $200 Budget

A $200 Budget

Recently, Mrs. ROB left for a couple of weeks to visit family and also engage in some wedding duties (she is a bridesmaid in a good friend’s wedding). Now that she is gone I am giving myself a bit of a challenge. For the next two weeks I am going to make my budget no more than $200. That is $200 for food and entertainment. Everything else is basically paid for. All of my bills are paid up. The mortgage…

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Teachers Unite: One Leg to Stand On

Teachers Unite: One Leg to Stand On

Eleven months ago I started this blog to tell the world about my personal finance journey. I hoped that my story of monetary stupidity would help others not make the same mistakes I had made. This blog also became a way of keeping myself accountable with specific goals and the like. But a third reason, which I haven’t talked about a lot, that I decided to start this blog is that I didn’t see a lot personal finance blogs that…

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Financial Tip Friday: Investing Questions to Ask Yourself

Financial Tip Friday: Investing Questions to Ask Yourself

Last week I wrote about how we need to re-frame the way we think about investing and really about the subject of money. So many people I know don’t actually start the process of investing, don’t want to think about money, and/or are intimidated by all of the jargon that is out there. it is like a foreign language to many. And let’s be honest learning a new language and vocabulary can be extremely difficult. Despite that fact we learn…

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A Way To Get An Instant Return on Your Money

A Way To Get An Instant Return on Your Money

I have written a lot on this blog about the need to invest. I have opined about the need to the basic need to start, save your raises, investing in index funds, and also revealing my own investments. I hope that some people have found this informational and educational. There are many roads to Rome. You don’t have to heavily invest in the stock market. You could invest in real estate or other income producing endeavors. Whatever you choose the…

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A Personal Financial Lesson

A Personal Financial Lesson

For almost a year now I have been writing about a variety of topics regarding personal finance. I have discussed how I got here (Part I, II, and III), investing tips, embarrassing financial mistakes, and a variety of other subjects. I also read a lot of other people’s blogs and personal finance stories to draw inspiration, learn lessons, and also what not to do. When I started this blog it was primarily about sharing my personal finance journey with the…

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