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Month: January 2015

Are You A Cash Hider And Hoarder?

Are You A Cash Hider And Hoarder?

I recently read a fascinating article on CNBC that discussed the various places that people hid cash at home. Some people put it in a freezer, some people put in a sock drawer, a box, envelopes that they hide, etc. There is nothing wrong with having a little cash at home, particularly if you are going to an all-cash budget like the envelope system or want a little in case of emergencies. I fully admit I keep a few hundred…

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Surviving a Financial Storm

Surviving a Financial Storm

Over the past month I have really not wanted to blog that much. I take that back what I have wanted to blog about (e.g. normal stuff like investments, debt goals, etc) have somewhat taken a back seat. This past month, as many people who read this will know, hasn’t been the greatest month for Mrs. ROB and I. We have had setbacks physically and financially. I also alluded to some upcoming items that will cost thousands of dollars in…

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Should This Bill Be Paid

Should This Bill Be Paid

Well  this has probably been the worst January of my life. To just recap our January so far. We got into a small car accident. Our brand new car broke down driving cross-country home forcing us to stay in a hotel for a couple of days; my wife got the flu which turned into pneumonia. Then I got pneumonia.  My wife got an extra package to repair small dings and the like for her car which our dealer said didn’t…

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Potentially Using Medical Care Alternatives

Potentially Using Medical Care Alternatives

Well the past week has not been fun for the Reaching Our Balance family. First, Mrs. ROB was diagnosed with pneumonia, then I was diagnosed with pneumonia, and recently we had a much larger medical issue that I will be talking about in greater detail once we have more information and some things are sorted out. Let me say that the medical care we have received has been great. But it got me thinking into all of the changes in…

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Quick Thoughts on President Obama’s State of the Union Address

Quick Thoughts on President Obama’s State of the Union Address

Unfortunately, I have been pretty out of it the last couple of days. Mrs. ROB has pneumonia and I caught whatever bug is ailing her. Normally this wouldn’t be a big deal because I could take a day or two off from work and have no problems. However, being sick comes at the wrong time of the year because a new semester is starting and Obama’s State of the Union Address was last night. I love the State of the…

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A Woe Is Me Moment

A Woe Is Me Moment

After an excellent day of football and the UFC last night I admit I couldn’t sleep. Typically, there are two things that keep me up at night. One is my research. If I have an idea that I want to get going I want it to be morning so I can get to writing.  The second thing is worrying about money. I fully admit I am a worry wort, perhaps too much (or at least that is what Mrs. ROB…

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Graduate School: You DON’T NEED STUDENT LOANS TO GO!

Graduate School: You DON’T NEED STUDENT LOANS TO GO!

It is that time of year again when a number of my students who will be graduating are thinking about and/or have applied for graduate school. They ask me for letters of recommendation and for the most part I try to write glowing letters of those students. Those students who ask me to write them letters often deserve the high praise and I am happy to give it to them. However, whenever I have a student ask me for a…

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My First Financial Experiment

My First Financial Experiment

I am at the point in my financial blogging journey that I think it is time to try some different things. I have chronicled a lot of my journey on the mistakes I have made, investing choices, buying a house, etc. Like everything, however, I am constantly evolving. I read a lot about personal finance and try to institute any new lessons I can into my own personal finance journey. I also know that there are MANY roads to Rome….

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Not Having a Thing

Not Having a Thing

A few nights ago Mrs. ROB and I were out with some friends having dinner. We had a great time with some great people. Sometime during the night the dinner conversation turned to the subject of money. More specifically, the subject on money was about shopping. That night I learned a few things. I learned that many of the people seated at the table had a “thing” that they indulged in when it came to shopping. That thing could be…

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2015 Financial Goals

2015 Financial Goals

Well, we are finally back after a relaxing, but busy family vacation. Our drive home was a little harrowing because our brand new car had a bit of a malfunction, but everything is fixed and on the right path. So I can finally get to a post regarding my financial goals for 2015. I have a number of resolutions that don’t have to do with money and I might share a couple here, but I hope this will put my 2015…

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