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Month: October 2014

My November Challenge

My November Challenge

Hi everyone. Hope whoever reads this has a happy and safe Halloween. As I have noted before that I draw inspiration from other personal finance bloggers and stories. So I decided to do a challenge for myself for the month of November. This isn’t a financial challenge, but for me will be difficult. I am challenging myself to a NO SODA for the entire month of November. Not one drop. No SODA POP at all. Now if you knew me…

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I’m Taking the Yakezie Challenge

I’m Taking the Yakezie Challenge

I am taking the Yakezie challenge to increase my blog presence. You can find a description of the challenge here. Basically, the challenge is to blog at least 2 to 4 times a week for 6 months to see if you can break different Alexa rankings. I am really doing this so I can make even greater connections into the blogging world. The challenge is open to all bloggers and looks like a great way to meet other people. So for…

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We Need to Redefine Retirement

We Need to Redefine Retirement

I have stated in this blog that my financial journey is about creating financial independence, not retiring early. Early retirement is a big theme among many personal finance bloggers, as well as paying off debt. Mr. Money Mustache (one of my favorite PF bloggers) has an entire “cult” of people who want to retire early. MMM shows you how to do that in this post. When I first heard of his site I got really excited, tried to spread his…

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An Investment I Love

An Investment I Love

The month of October has been really volatile for the stock market. Over the first two weeks the market was down about 7% and then over the past week it has regained much of those losses where it is down now only about 3% from its peak. All of this volatility makes a lot of people nervous, including myself to some degree. I mean who likes to see their investments go down. I certainly don’t. But I know enough about…

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Making Priorities

Making Priorities

I recently read a blogpost at Yes I Am Cheap (great blog by the way) about how the blogger had paid down $50,000 of her debt in two years. During this time she was unemployed for six months and held a temp job for another 9 months. Now she outlines specifically how she did it, but for me the primarily lesson I got from her overall post was the notion of priorities. I think that a lot of our financial…

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Why I Switched to Fidelity

Why I Switched to Fidelity

This post is meant to generate discussion regarding the right investment provider with the right investment products for your personal financial situation. Choosing your investment provider is one of the most important decisions people make as they move to financial independence. I mentioned in an earlier post that I am not going to be “buying back” into our pension plan. The reasons are many, but primarily it is because I want to have control over the money that I make…

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Using I Instead of We

Using I Instead of We

In a number of posts you will see me using the pronoun “I” a lot instead of “we.” Now that may be a bit odd considering I am happily married and consider my assets to not only be my assets, but OUR assets. I primarily use the word “I” instead of “we” for a couple of reasons. First, this blog really is about my journey through personal finance, trying to pay off debt, tackle a variety of issues, and in…

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It’s the Little Things That Cost the Most

It’s the Little Things That Cost the Most

Well, Mrs. Rob and I are in the process of buying our new house. We were at a point in our lives when buying a home made sense. We needed more room, wanted to build some equity, and got a pretty good deal on our home. Since we closed on the house over a month ago we have been spending a lot of time on furnishing the house (e.g. new couch, chair, rugs, bedroom set, etc). Pretty normal stuff. A…

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Casino Gambling Is Not The Silver Bullet We Need

Casino Gambling Is Not The Silver Bullet We Need

So at the beginning of this blog I mentioned that I might throw in a post every now and then about politics and the economy and get away from personal finance topics. This is one of those posts. For those of you who hate politics, well then read other posts or stay tuned for another edition of ROB later on this week. Anyway, I live in Massachusetts and have proudly lived here for almost a decade. Like a lot of…

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I’m Not Getting Out

I’m Not Getting Out

Over the past couple of weeks the stock market has returned to its volatility and has scared a lot of people. Personally, I have seen my own investments drop by over $12,000. Am I worried? Not really. For one, this kind of market upswing and  is common. I don’t have a problem with risk in my investments and realize that it will go up and down depending on the day. Second, I won’t need this money for years. I don’t…

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