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Month: September 2014

How I Got Here, Part III–The Awakening

How I Got Here, Part III–The Awakening

So where were we in this chronicle? Oh yeah, it was 2010 and my ex-wife and I had just separated. The break-up was fairly amicable. We split our finances fairly evenly. From our split I ended up keeping my personal retirement accounts and she kept hers. We split our savings account, which left me with a few thousand dollars. I kept this money to the side as an emergency fund in case anything more happened. It was during this break-up,…

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How I Got Here, Part II

How I Got Here, Part II

So last time with “How I got here” I had left off leaving graduate school with a combined debt mess of about $60,000. I knew it was a lot, but figured I was going to graduate school and most of it was student debt, which is supposedly “good debt” right? So I continue to make bad financial decisions. The very first one I made is that I got a moving company to move furniture I had bought to where I…

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To Pension or Not to Pension?

To Pension or Not to Pension?

When I first arrived at my current job I was given the opportunity to choose two different retirement plans. I could choose their version of a 401(k) or I could choose the pension option. I chose initially the 401k plan because I wasn’t sure if I was going to stay at that job and move on. The portability of the 401k, the choices that I could make, and the fact that I got to choose those specific investments and watch…

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How I got here, Part I

How I got here, Part I

For this particular post I want to talk about how I got where I am today in terms of the amount of debt I have accumulated.  I blame no one but myself and am taking remedies to cure the situation, but if someone can see my story and it inspires them to stay out of debt then it is worth it. My very first experience with debt was, like a lot of people, in college.  I remember the days at…

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Why Call the Blog “Reaching Our Balance?”

Why Call the Blog “Reaching Our Balance?”

One of the questions that some readers might have is why I gave the blog the name “Reaching Our Balance?” Well, the truth is I tried a different domain name first, “Finding the Balance” but it was already taken.  So after a couple of iterations with the idea of creating, attaining, or whatever word you want to you use I decided on “Reaching Our Balance.” For me, I think balance is what I am seeking. To paraphrase the great sensei…

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And so it begins….

And so it begins….

  Howdy! Well I have been thinking about doing this for awhile and I finally decided to take the blogging plunge.  I am not sure if I will be blogging daily or if it will come in fits and starts depending on life happenings and the like.  I intend this blog really to be about my journey toward financial independence and security, my anxieties about money, and just general topics. Don’t be surprised if I also throw in some political…

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